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Coverage

Tenant Protection Plans

Affordable coverage for your stored belongings with fast enrollment. Plans are priced monthly and included in your total rental fee.

Coverage Levels

$3,000 · $15/mo$5,000 · $25/mo

Choose a plan at checkout, or decline by providing your own coverage.

$100 Deductible

Per-claim deductible for all protection levels. The deductible is waived for burglary claims when a cylinder or disc padlock is used. The free combination padlock that comes with your unit is not a disc or cylinder lock, so the deductible still applies with it.

Month-to-Month

No long-term commitment. You can leave the plan at any time by showing us your own coverage for stored goods.

Coverage

What's covered

Your protection plan covers losses caused by the following events.

Burglary

Forced entry theft with police report*

Building Collapse

Including weight of snow, ice, or windstorm

Stored Vehicles

Damage to stored vehicle, boat, or trailer

Fire

Fire damage to your stored belongings

Water Damage

Including mold and mildew coverage

Rodent & Vermin

Damage caused by rodents or vermin

Vandalism

Intentional damage to your property

*Evidence of forced entry and police report required for burglary claims. Some coverages have additional limits — please contact us for details. Water damage does not extend to flood or surface water.

Exclusions

What's not covered

The following items and events are not covered under the protection plan.

Excluded Items

Refrain from storing the following goods as they are not covered:

  • Currency, documents, records, money, notes, or securities
  • Aircraft
  • Animals, birds, or fish
  • Antiques
  • Contraband or property held for illegal purposes
  • Firearms
  • Furs and fur garments
  • Jewelry, watches, precious stones, or metals
  • Valuable papers and electronic data

Notable Plan Exclusions

The following events are not covered under any plan:

  • Flood
  • Surface water
  • Mysterious disappearance

This is a summary. Please refer to your self-storage rental agreement for a full description of terms, conditions, limits, and exclusions.

Best Practices

Tips for storing your property

These practices will help you prepare for the unexpected.

Document Your Items

Keep an inventory of your items and take photographs before storing them.

Cover Your Property

Use breathable drop cloths or moving blankets to keep dust off. Avoid plastic sheet, which traps condensation.

Elevate Your Boxes

Place boxes on pallets, skids, or 2x4's to keep them off the ground.

Claims Process

How to file a claim

Here's what to do immediately after you become aware of damage or theft.

  1. 1
    Take Photos

    Images of the damage will help resolve the claim faster.

  2. 2
    Protect Your Property

    Take immediate action to prevent further damage.

  3. 3
    Keep Evidence

    Retain your lock and damaged property — we'll need them.

  4. 4
    Call the Police

    Report break-ins to local police and obtain the report.

  5. 5
    Provide Proof of Value

    Sales receipts, photos, and other evidence of loss.

  6. 6
    Submit Online

    File your claim at safelease.com/claims.

Information needed to file

  • State where your storage unit is located
  • Mailing address associated with your account
  • Storage facility address
  • Date and time of incident
  • Storage unit number
  • Description of incident and type of damage
File a claim online

Free State Storage requires every renter to protect their stored goods, either with this protection plan or with your own homeowners or renters policy that covers property in storage. If you have your own coverage, you can decline the plan by showing proof of it. The plan may duplicate coverage you already have. It is month-to-month, and you can cancel it at any time by switching to your own coverage.

The information presented here is intended to provide guidance and is not a legal interpretation of any federal, state, or local laws. The liability of the store owner is limited to the terms, limits, and conditions of the protection plan. Protection plans are administered by SafeLease.

Questions about coverage?

Give us a call and we'll walk you through the details.